![]() What’s New: Square’s mobile app now includes tap-to-pay for iPhone users. PayPal Zettle and SumUp are similarly free but without the “expansion packs.” Meanwhile, Payanywhere also has a free plan, plus custom pricing plans with monthly fees and lower transaction rates. Loyalty Program: Starts at $45 per month.Payroll: $35 per month plus $5 per employee.Square Plus (Advanced Retail and Restaurant): $60 per month.Square Plus (Appointments): $0–$69 per month.For example, SumUp’s 2.75% for in-person transactions may seem higher, but Square’s additional 10 cents per transaction can add up, especially if you have low-dollar-value transactions. Square’s fees are somewhat higher than many apps for credit card payments on our list. Volume discounts: Custom pricing for businesses processing over $250,000 in credit card sales.Buy-now-pay-later: 6% + 30 cents with AfterPay. ![]() ![]() Online: 2.9% + 30 cents per transaction.Keyed-in: 3.5% + 15 cents per transaction.In-person: 2.6% + 10 cents per transaction. ![]()
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